This is a disparage in retirement planning between theory and practice. If a systems model can be developed to incorporate a theoretical, as well as a practical perspective, then new hypotheses or models can be developed to better understand the retirement process.
Wynne, Robin J.; Groves, David L.; and Peterson, Patricia L.
"Retirement Planning Model,"
Visions in Leisure and Business: Vol. 13
, Article 4.
Available at: https://scholarworks.bgsu.edu/visions/vol13/iss1/4